Roth Ira Contribution Limits 2024 Income . You can make contributions to your roth ira after you reach age 70 ½. — the contribution limit for a roth ira is $7,000 (or $8,000 if you are over 50) in 2024.
You can leave amounts in your roth ira as long as you live. If you file taxes as a single person, your modified adjusted gross income (magi) must be under $153,000 for tax year 2023 and $161,000 for tax year 2024 to contribute to a roth.
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Contribution Limits Increase for Tax Year 2024 For Traditional IRAs , Whether or not you can make the maximum roth ira contribution (for 2024 $7,000 annually, or $8,000 if you're age 50 or older) depends on.